1. Only trust secure sites
Ensure that the retail site is secure and trustworthy. Look out for a small padlock symbol in the address bar in a web address beginning with https://. Secure site addresses start with “https” instead of “http’’. While this is no guarantee that your personal information won’t be stolen, it’s a good first step.
2. Enable 2-Step Verification
When you enable a two-factor authentication code, you’re simply adding another step (such as being asked a security question that only you’d know the answer to or sending a code via email or text message to yourself as additional verification) so that others attempting to gain access to your account cannot. It adds an extra layer of security to your accounts by preventing anyone from accessing or using your account, even if they know your password.
3. Avoid shopping on public Wi-Fi
Many wireless access points, like WiFi hotspots, are unsecured and provide minimal protection against hackers.
4. Be vigilant online
Always make sure the URL is correct. Beware of scams that can redirect you to realistic but fake websites.
Be wary of entering your personal information such as banking passwords. When you make a card transaction, you should never be asked for your PIN or online banking password.
Confirm the shipping details directly through the company’s site, rather than via email links.
Don’t save your payment details on websites.
5. Never click on a suspicious link
Scammers might target you with emails with promotional links, appearing to be from a legitimate company. This is an attempt to get your attention and trick you to click on a link which carries malicious malware or sends you to a fake website. If the links look suspicious to you or you’re not sure of the source of the email, do not click on anything. It’s better to go directly to the company’s website to verify the deal.
6. Beware of phishing emails
Phishing emails are designed to look like they were sent from a legitimate company, such as your bank or the retailer you shop frequently from. They’ll ask to verify your details.
7. Check your credit profile regularly on Splendi
Check your credit profile regularly on Splendi for any suspicious activity. If you find suspicions activity or are alerted through ID Hero, you can put a stop to it right away.
Whether you plan to shop online or in-person at a store, follow these quick tips to help protect your personal information and make shopping safer this weekend.
