Five financial habits that impact your Splendi credit score
Building and maintaining a solid credit reputation requires knowledge of the factors that influence it.
Using your credit responsibly
Being responsible with your credit means living within your means and not spending beyond what you can afford. When you use your credit, keep an index card in your wallet and write down the purchases you make. That way there will be no surprises when your statement arrives in the mail. You will also be able to keep a handle on what you are spending. Make sure you are charging only what you can afford to pay.
10 ways to protect your identity during the festive season
As you hop from store to store, you’re probably watching your accounts to make sure your purchases are still within budget. But there’s more to keep an eye on … like protecting your identity.
7 tips to protect your identity this Black Friday
1. Only trust secure sites Ensure that the retail site is secure and trustworthy. Look out for a small padlock symbol in the address bar in a web address beginning with https://. Secure site addresses start with “https” instead of “http’’. While this is no guarantee that your personal information won’t be stolen, it’s a […]